Why Finance Should Be for Everyone

This entire series was never just about SIPs, gold, markets, inflation, or investment tools. It was about pointing to a deeper issue we rarely talk about:

Most people enter adulthood without understanding how money actually works.

Schools and colleges teach formulas, coding, theories, circuits, lab work, and frameworks — but almost nothing about:

• managing income
• avoiding debt traps
• building a safety net
• investing long-term
• creating financial stability

And this isn't a "commerce student" problem. It affects engineering, medicine, tech, arts, design, nursing, business — anyone who will one day earn money and make financial decisions.

Money influences everything: career choices, opportunities, emergencies, mental peace, relationships, long-term freedom.

Yet it is the one subject everyone needs and almost nobody learns. That is the real purpose of this series: making finance clear, simple, and easily applied by anyone.

Why Students Never Learn This

Students don't stay financially unaware because they're "careless." The system simply never teaches them. They stay unaware because:

1. Finance is not included in the curriculum.
2. Most parents themselves never received financial literacy.
3. The internet gives confusing, unsafe, or extreme advice.
4. Many believe money is "hard" or "only for commerce students."
5. There's no trusted place to ask basic questions without judgment.

So students graduate with knowledge in complex subjects, but not in managing their own financial life — the subject that affects them the most.

Why I Started FundUp

During my BTech, I noticed something everywhere around me: people could code, design apps, build circuits, debug systems, but had zero clarity on saving, investing, inflation, credit, risks, or long-term planning.

So I created FundUp inside our engineering college, College of Engineering Thalassery — a simple space where anyone could understand finance without fear, jargon, or feeling "late."

It was never meant to stay a college club. The idea was always bigger:

A community where financial awareness is normal — early, practical, and accessible across any field.

The club continued even after I graduated. It will become the community it was always meant to be.

Next: what sparked FundUp, and the impact it created.